Funeral Planning is a simple process, beneficial to both you and those you leave behind. It allows you the opportunity to decide how you will be cared following your death. We understand that thinking about our own death is not something many people want to do, but it is absolutely necessary that you do! You only have to think about it once, but then you will have peace of mind knowing that when your time comes, your family won't have to wonder or worry about who to call, what to do, or what your wishes are. There are an abundance of benefits to taking care of your arrangements ahead of time.
Don’t wait, start today! Funeral planning is an easy process. Anyone can create a plan, at any stage in their life, and we encourage everyone to put a plan in place long before you need it. The sooner in life you create your plan, the more money you will save for yourself and your family. You can always review your plan and make changes if you wish anytime in the future. Simply make an appointment with a member of our staff and they will guide you through your options and help you put a plan in place.
It’s your life…It’s your story to tell! Preplanning lets you create your own unique life celebration, in whatever way you feel best fits your life. You get to choose how you want to be remembered and can plan as many or as few of the details as you would like.
Preplanning your arrangements relieves your family of both the emotional and financial burden of having to make these decisions for you at the time of your passing, allowing them more time and energy to focus on healing and remembrance. We find that families are extremely grateful when their loved one has taken care of the decisions for them.
At Mt. Scott Funeral Home we guarantee that you and your family pay no more than today’s cost for the services you select when you take care of your arrangements ahead of time, regardless of any future price increases. We find that even over the span of a couple of years this can be a significant cost savings for our families.
Preplanning allows for flexible payment options that can easily fit within any budget. This allows you to pay for your funeral expenses slowly, over time, instead of your family having to come up with all of the funds at once at the time of your arrangements.
Planning ahead provides you peace of mind knowing that when your time comes your arrangements are already in place and your family won’t have to have to worry about what to do or who to call.
Planning ahead allows you to make the selections that best represent you and your life with a clear head and without the emotions associated with grief.
First, check out our preplanning checklist to help you consider all of your possibilities. Then schedule a time to meet with our staff to discuss your options and make a plan. It’s that easy!
When is the best time to preplan your funeral arrangements?
The best time to begin making your prearrangements is NOW, while you are thinking about it. By taking time now to collect cost information and calmly make choices related to your funeral arrangements, you’ll be protecting your family against the strain of having to make these decisions at a time of extreme emotional stress.
Will my family have to pay more at the time of my death?
No. Mt. Scott Funeral Home guarantees that you will pay no more than today’s cost for those services you select. The monies are placed in an account that will gain in cash value over its lifetime. At the time you pass away, the funeral home charges the account that days cost. If there is not enough money in the account to cover the costs the funeral home absorbs the difference. If there is excess money left over, it is refunded back to your estate.
What if I move?
Our plans are 100% transferrable to any funeral home to pay for your funeral expenses at the time of your passing. The only thing you might loose is the price guarantee, because another funeral home may not be able to provide the same services at our price. With that said, all of the monies you paid in plus any cash value the policy accrued will be available to pay towards your funeral arrangements.
How do I get started?
Getting started is simple…just give us a call! We will set up an appointment where we can sit down together and discuss all of the options available to you based on your own individual needs and preferences.
What if the funeral home goes out of business?
Funeral homes are highly governed by how they can hold funds for future funeral expenses. By law, funeral homes are not allowed to hold these funds in the funeral home business account to protect consumers. Your money will be set aside and held by a third party, in an account to pay for your funeral, at your time of passing. When the person passes away, that company releases the funds back to the funeral home to pay for those funeral expenses.
Can I prepay for my funeral expenses?
Absolutely! Paying in advance guarantees you pay no more than today’s costs for the services you select regardless of any future inflation. We offer a wide variety of flexible payment options to fit within any budget.
Do I have to pay for my preplanned funeral arrangements all at once?
No. Paying for your funeral expenses in advance allows you flexible payment options. So you can pay for it slowly over time instead of all at once. You can certainly make a one-time payment if you wish but it is not required.
Where are the monies held for my future funeral expenses?
Funeral homes are highly governed by how they can hold funds for future funeral expenses. We can use either a trust account or an insurance policy, specific for funeral homes to hold the funds up until the time the person passes away. At Mt. Scott Funeral Home we use an insurance policy. Because we use an insurance policy rather than a trust account, our clients receive more benefits such as; no tax liability, fist-day coverage options, an away from home benefit, and a grandchild protection plan.
Can I make changes to my plan?
Yes. We recommend that you review your plan throughout your lifetime to make sure that it is up to date and still reflects your final wishes. We generally recommend reviewing your plan following any major life event.
I'm young and don't have any major health issues, should I preplan my arrangements?
Absolutely! The reality of life is that it is uncertain. The sooner in life you take care of your arrangements, the more money you end up saving in the long run and it gives you peace of mind knowing that should something unexpected happen, you and your family are prepared.
Mt. Scott Funeral Home | (503) 771-1171
4205 SE. 59th Ave. Portland, OR 97206